In 2012, inspired by changes in the legislative framework of Europe, Kristo and Yavor, the founders of the myPOS platform, saw the opportunity to use the experience and resources of their team of 500 people from iCard to create a new platform. It offers more affordable payment services for small and medium Merchants: A new platform called myPOS was developed as a complete solution that solves the main problems of SMEs related to card acceptance and other payments. Two years later, at the 2014 Mobile World Congress in Barcelona, Spain, Christo and Javor officially introduced myPOS, the first platform to offer instant deposits on trading accounts for transactions made both online and through a POS terminal. In 2017, myPOS was split into a new group of companies headquartered in London, UK. myPOS Europe Ltd., licensed by the FCA as an electronic money institution and as a part of the group, it provides electronic money trading accounts and payment services.