The idea of creating Banque Heritage was originated in the University of Lausanne Carlos Esteve, namely the idea refers to Antonio Bravo and Louis-Frederic de Pfyffer in 1970. However, implementation of this idea became possible only after certain time. Many years of experience in the field of audit, consulting and private finance management of Carlos Esteve allowed the establishment of a small family company to manage the assets of the family. Strengthening the reputation of the company allowed to expand the family business. And once again teaming up with his former fellow students, Carlos Esteve founded Banque Heritage and became its manager. The bank was founded in 1993. In January 2004, Heritage Finance and Trust Company changed its name into Heritage Bank and Trust SA. In September 2006, Heritage Bank & Trust SA changed its name to the current one