Opening a bank account in Poland

Accounts in foreign banks are necessary for optimization of conducting business, and they also have positive impact on reputation of the company. Company Law&Trust offers prompt opening of settlement bank accounts in Poland of private or corporate type. Our lawyers have extensive experience of doing business all over the world, which allows the clients to select financial institution from among large list.

Polish banks stand out against the background of other banks due to cost-efficient tariffs, as well as low cost of maintaining accounts.

We cooperate with such banks as Bank Zachodni WBK, mBank and PKO Bank Polski. Each of them has special list of requirements for the client, but there are no difficulties when opening bank account in Poland for non-resident anywhere. In order to open account in the bank in Poland, it is enough to submit an application for consideration to our lawyers.

Experts determine the bank that best suits your requirements, and after that the list of documents and the necessity to visit the territory of Poland and the bank branch become clear. You can also select the bank at your own discretion, as detailed information concerning the banks is available on our website.

How to open bank account in Poland for non-residents: features and nuances

PKO Bank Polski

It is one of the oldest in Europe and operates for almost one century. It is characterized by high level of secrecy and presence of English-speaking personnel, which simplifies account opening in the bank in Poland and translation of documents.

1. Consideration of the application and processing of the account take 7 working days, that is an average indicator.
2. The bank allows you to open accounts in Poland of any type.
3. Standard Visa and MasterCard cards are used to operate the account, and minimum balance after transactions can be equal to zero.
4. Special advantage consists in the fact that transfer of funds is carried out within the day of the request.

mBank

The bank has high level of rating in the country, opens savings and settlement accounts in different currencies.

1. The term of opening equals to 10 days if all necessary documents are available.
2. Standard package of documents is required.
3. Maintaining of cards, account and Internet banking is paid separately.
4. Minimum balance on the account can reach zero.
5. The term for conducting transaction ranges from 2 to 3 days, the fee is charged for transfer.

Bank Zachodni WBK

It is one of the country's largest banks, that was established relatively while ago, but has several advantages over its competitors.

1. Opening of the account in the bank in Poland takes 10 days if all the necessary documents are available.
2. The client does not need recommendations or detailed description of sources of income. The presence when opening is also not mandatory.
3. Among the large list of banking services, there is Internet banking, which makes managing the account easier and more convenient.
4. The balance on the account can be reduced to zero, and the term for transfer is not more than 3 days. You can clarify details about the tariffs for transactions and services with the lawyers of our company.

Documents required for opening account in the bank in Poland for non-residents

The client should provide passport and TIN. Legal entities should prepare all documents for the company, as well as identity documents of directors and beneficial owners. The full list of document in order to open bank account in Poland can be specified by phone. Our lawyers will prepare all the necessary documents for submission to the bank.

Bank's namePrice of account opening Established
Credit Andorra SAfrom 900 USD1949
MoraBancfrom 890 USD1938
Andbankfrom 1200 USD1930
Bank's namePrice of account opening Established
Global Bank of Commercefrom 590 USD1982
Eastern Caribbean Amalgamated Bank from 590 USD
Bank's namePrice of account opening Established
Anglo-Austrian Bankfrom 690 EUR1923
Credit Suisse (Austria) AGfrom 690 EUR1856
Raiffeisen Bank International AGfrom 590 EUR1898
Deutsche Bank (Austria) AGfrom 590 EUR1989
Benduro Bank (Austria) AGfrom 550 EUR1890
Erste Bank AGfrom 690 EUR1819
Wiener Privatbank SEfrom 590 EUR1981
Euram Bank AGfrom 690 EUR1999
Vorarlberger Landes und Hypothekenbankfrom 590 EUR1897
Kathrein Privatbankfrom 590 EUR1924
LGT Bank (Austria) Ltdfrom 590 EUR2007
Bank's namePrice of account opening Established
Bank of the Bahamas Limitedfrom 450 USD1988
Bank's namePrice of account opening Established
Heritage International Bankfrom 450 USD1998
Belize Bank Internationalfrom 450 USD1987
Caye International Bank Ltd.from 450 USD2003
Bank's namePrice of account opening Established
VP Bank (BVI) Limitedfrom 550 USD1995
Bank's namePrice of account opening Established
TBI Bankfrom 590 EUR2001
UniCredit Bulbankfrom 690 EUR1964
Payment system Price of account opening Established
LeuPayfrom 750 EUR2015
Bank's namePrice of account opening Established
TBI Bankfrom 590 EUR2001
UniCredit Bulbankfrom 690 EUR1964
Payment system Price of account opening Established
LeuPayfrom 750 EUR2015
Bank's namePrice of account opening Established
DMS Offshore Investment Servicesfrom 590 USD1972
ALTAJIR BANKfrom 790 USD1974
Bank's namePrice of account opening Established
Ping An Bankfrom 1500 USD1990
Bank's namePrice of account opening Established
Capital Security Bank Ltdfrom 490 USD1997
Bank's namePrice of account opening Established
SAI BANKfrom 890 EUR1982
Bank's namePrice of account opening Established
RCB BANK LTDfrom 450 EUR1995
Alpha Bank Cyprus Ltdfrom 450 EUR1879
Bank of Cyprus Plcfrom 450 EUR1899
Eurobank Cyprus Ltdfrom 450 EUR2007
Hellenic Bankfrom 450 EUR1974
АstroBankfrom 450 EUR2007
CDB Bankfrom 450 EUR1963
Payment system Price of account opening Established
Sepaga Electronic Money Institutionfrom 750 EUR2016
Cardpay Ltdfrom 650 EUR2009
ProFeefrom 750 EUR2015
ECOMMBXfrom 750 EUR2016
SafeChargefrom 550 EUR2007
Bank's namePrice of account opening Established
Ceska Sporitelna (Česká spořitelna)from 590 EUR1825
PPF Bankafrom 590 EUR1995
CSOB Bankfrom 450 EUR1964
Komerční banka (KB)from 450 EUR1990
Bank's namePrice of account opening Established
Nordea Bank Danmark A/Sfrom 590 EUR1990
Saxo Bank A/Sfrom 900 EUR1992
Bank's namePrice of account opening Established
Tallinn Business Bank from 450 EUR1991
AS SEB Pankfrom 550 EUR1856
Swedbank (Estonia) ASfrom 450 EUR1820
LHV Bankfrom 990 EUR1999
Bank's namePrice of account opening Established
Wirecard Bank AGfrom 550 EUR2005
net-m privatbank 1891 AGfrom 590 EUR1891
Fidor Bank AGfrom 590 EUR2009
Varengold Bank AGfrom 690 EUR1995
Deutsche Handelsbankfrom 690 EUR1956
Bank's namePrice of account opening Established
HSBC Bank plcfrom 1500 EUR1836
Coutts Internationalfrom 690 EUR1692
Barclays Bank PLCfrom 1500 EUR1690
EFG Private Bankfrom 900 EUR1996
The Royal Bank of Scotland Plcfrom 790 EUR1727
Lloyds Bank plcfrom 980 EUR1765
Standard Chartered Bankfrom 980 EUR1969
The Co-operative Bankfrom 980 EUR1872
Santander UKfrom 980 EUR2010
Metro Bank PLCfrom 980 EUR2010
Payment system Price of account opening Established
TransferWisefrom 650 EUR2011
Connectumfrom 750 EUR2014
ePaymentsfrom 650 EUR2011
Skrillfrom 750 EUR2001
Accentfrom 650 EUR2014
EcommPayfrom 650 EUR2012
Aveiafrom 550 EUR2017
RBK Moneyfrom 550 USD2002
i-Paymentsfrom 550 EUR2013
Revolutfrom 750 EUR2015
Bilderlingsfrom 650 EUR2015
myPOSfrom 750 EUR2012
GlobalPaymentsfrom 650 EUR2000
Settlegofrom 650 EUR2015
Moneynetintfrom 550 EUR2003
Eburyfrom 650 EUR2009
Dixipayfrom 650 EUR2008
Wirexfrom 750 EUR2014
PayOpfrom 750 EUR2000
Bank's namePrice of account opening Established
Standard Chartered Bank Hong Kongfrom 890 EUR1859
HSBC Bank (HK) PLCfrom 1200 EUR1865
Wing Lung Bankfrom 1500 EUR1933
DBS BANKfrom 1450 EUR1999
Payment system Price of account opening Established
Payoneerfrom 750 USD2005
i-Paymentsfrom 550 EUR2013
Bank's namePrice of account opening Established
KDB Bankfrom 450 EUR2002
K&H Bankfrom 1690 EUR1998
MKB BANKfrom 1690 EUR1950
OTP Bankfrom 1690 EUR1949
Raiffeisen Bankfrom 1690 EUR1986
Payment system Price of account opening Established
VirPayfrom 650 EUR2016
Bank's namePrice of account opening Established
State Bank of India (SBI)from 590 USD1955
Bank's namePrice of account opening Established
Meridian Trade Bankfrom 450 EUR1994
Baltic International Bankfrom 450 EUR1993
Regional Investment bankfrom 450 EUR2001
SEB bankafrom 450 EUR1993
JSC Citadele bankafrom 450 EUR2010
Swedbank (Latvia) ASfrom 450 EUR1820
Latvijas pasta banka (LPB)from 450 EUR2008
Rietumu Banka ASfrom 450 EUR1992
AS Expobankfrom 450 EUR1991
Nordea Bank ABfrom 690 EUR1992
BlueOrange Bankfrom 450 EUR2001
PrivatBank ASfrom 450 EUR1992
Bank's namePrice of account opening Established
Valartis Bank (Liechtenstein) AGfrom 790 EUR1998
Verwaltungs-und Privat-Bank AG (VP Bank)from 890 EUR1956
Neue Bank (Liechtenstein) AGfrom 690 EUR1992
UNION BANK AGfrom 890 EUR2009
Bank Alpinum AGfrom 790 EUR2000
Bank Frick & Co. AGfrom 890 EUR1998
Bendura Bank AGfrom 790 EUR1998
Bank's namePrice of account opening Established
Swedbank (Lithuania) ABfrom 590 EUR1820
Mediconos Bankfrom 533 EUR1992
Šiaulių bankas from 500 EUR1992
Payment system Price of account opening Established
Vialetfrom 550 EUR2009
Payserafrom 550 EUR2004
MisterTangofrom 550 EUR2014
Bruc and Bondfrom 550 EUR2016
Satchelpayfrom 650 EUR2015
Majesticfrom 650 EUR2017
Bank's namePrice of account opening Established
Banque Internationale a Luxembourg SA (BIL)from 890 EUR1856
Banque de Luxembourgfrom 890 EUR1856
Novo Banco Luxembourgfrom 890 EUR1984
Bank's namePrice of account opening Established
BNF Bankfrom 450 EUR2008
Sparkasse Bank Maltafrom 490 EUR1817
Lombard Bankfrom 490 EUR1955
Bank of Vallettafrom 490 EUR1974
Bank's namePrice of account opening Established
ABC Banking Corporationfrom 450 USD1997
Bank One Limitedfrom 990 USD1997
Bank's namePrice of account opening Established
Compagnie Monegasque de Banquefrom 790 USD1976
Bank's namePrice of account opening Established
Erste bank ADfrom 450 EUR2002
Bank's namePrice of account opening Established
Santander Bankfrom 590 EUR2001
PKO Bank Polskifrom 590 EUR1919
mBank from 790 EUR1986
Getin Noble Bankfrom 450 EUR2004
ING Bankfrom 450 EUR1989
Millennium Bankfrom 450 EUR1989
Pekao Bankfrom 450 EUR1929
Bank's namePrice of account opening Established
Novo Banco SAfrom 790 EUR1920
Payment system Price of account opening Established
Twispayfrom 650 EUR2013
Payment system Price of account opening Established
RBK Moneyfrom 550 USD2002
Bank's namePrice of account opening Established
Euro Pacific Bank Ltdfrom 450 USD1964
Bank's namePrice of account opening Established
Bank of Singapore LTDfrom 800 USD2010
Oversea-Chinese Banking Corp Ltd (OCBC Bank)from 800 USD1932
Bank's namePrice of account opening Established
Tatra bankafrom 450 EUR1990
Bank's namePrice of account opening Established
KEB Hana Bankfrom 690 USD1967
Bank's namePrice of account opening Established
St. Kitts-Nevis-Anguilla National Bank Limitedfrom 490 USD1971
The Bank of Nevis Limitedfrom 450 USD1985
Bank's namePrice of account opening Established
Hermes Bankfrom 450 USD2012
Bank's namePrice of account opening Established
Skandinaviska Enskilda Banken AB (SEB)from 900 EUR1972
Bank's namePrice of account opening Established
EFG Internationalfrom 990 EUR1873
Lombard Odier & Ciefrom 990 EUR1796
CBH Compagnie Bancaire Helvetique SAfrom 790 EUR1975
Pictet & Ciefrom 990 EUR1805
UBS AGfrom 990 EUR1912
CIM Banque SAfrom 590 EUR1990
Bank Julius Baer & Co Ltdfrom 990 EUR1890
Union Bancaire Privee, UBP SAfrom 990 EUR1969
HSBC Private Bank (Suisse) SAfrom 990 EUR1988
BNP Paribas (Suisse) SAfrom 990 EUR1872
AP Anlage & Privatbank AGfrom 890 EUR1995
Banque Cramer & Cie SAfrom 650 EUR1709
Banque Genevoise de Gestion SAfrom 790 EUR1988
Banque Heritage SAfrom 790 EUR1993
Banque Privee Edmond de Rothschild SAfrom 990 EUR1953
BCGE - Banque Cantonale de Genevefrom 990 EUR1934
CA Indosuez (Switzerland) SAfrom 990 EUR2005
Credit Suisse AGfrom 890 EUR1856
Dukascopy Bank SAfrom 450 EUR1998
Falcon Private Bank AGfrom 790 EUR1965
VP Bank (Schweiz) AGfrom 790 EUR1998
Bank's namePrice of account opening Established
Aktif Bankfrom 690 USD1999
Bank's namePrice of account opening Established
Emirates NBD PJSCfrom 1500 USD2007
Emirates Islamic Bankfrom 790 USD2004
Arab Bank for Investment and Foreign Trade (Al Masraf)from 1990 USD1976
First Abu Dhabi Bankfrom 1990 USD2016
Mashreq Bankfrom 1990 USD1967
National Bank of Fujairahfrom 1990 USD1982
NOOR Bankfrom 1990 USD2008
National Bank of Ras Al Khaimah (RAKBANK)from 1990 USD1976
United Arab Bankfrom 1990 USD1975
Bank's namePrice of account opening Established
TD Bankfrom 1150 USD1852
United Bankfrom 690 USD1858
Payment system Price of account opening Established
Payoneerfrom 750 USD2005
Bank's namePrice of account opening Established
PACIFIC PRIVATE BANKfrom 590 USD1997
Vantu Bankfrom 780 USD2013
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