SEB is a modern universal bank, which is based on long-term client relationships. The purpose of the bank is to help people and businesses achieve success by offering them financial means and resources and giving good advice. History of the SEB Group traces its origin to 1856, thus, the bank is established by means of the capital of Sweden. Currently, the SEB Group is one of the leading companies in the financial sector in such countries as Germany, Denmark, Sweden, Norway, Finland, Estonia, Latvia, Lithuania. The Bank has subsidiaries in 20 countries, more than 4 million private clients and more than 400,000 corporate clients. Deposits from the clients are protected by Estonian guarantee fund in the amount of EUR 100 000 for each settlement account and EUR 20 000 for investment account of securities, in the case of non-refundable securities.